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Working capital loan

Small_business /Working capital loan

A working capital loan is intended for financing material, raw materials and final products with longer maturity and the possibility of grace period.


Product features


  • Loan amount: up to EUR 100.000 * in RSD equivalent value
  • Currency: RSD, RSD indexed in EUR and EUR
  • Tenor:
    - up to 24 months for unsecured loans
    - up to 60 months for cash-covered loans
  • Grace period: up to 3 months
  • Interest rate for unsecured loans:
    Tenor Currency
    RSD RSD indexed in EUR and EUR
    Tenor up to 12 months 9% 6,95%
    Tenor over 12 months 4% + 6M BELIBOR 6,95% + 6M EURIBOR
  • Interest rate for cash-covered loans:
    Tenor Currency
    RSD RSD indexed in EUR and EUR
    Tenor up to 12 months 6% 3%
    Tenor over 12 months 2% + 6M BELIBOR 2,90% + 6M EURIBOR
  • Fee for request processing: 0,5% of the loan, one-off

* The amount of the loan depends on the creditworthiness of the client and offered security instruments

cards

Business cards


We have many years of experience working with payment cards. Business cards are related to RSD current accounts of legal entities. Details

 




Useful information

Indicative example for a period of 12 months – without grace period

Indicative example for a period of 24 months – without grace period

Security instruments

Costs